Job: Risk Analyst III - Divisional

Job Title: Risk Analyst III - Divisional
Job ID: 928173
Location: , WI
Full/Part Time: Full-Time
Regular/Temporary: Regular

Responsibilities:

PRIMARY FUNCTION:
Ensure that the Bank's Account Management strategies (primarily TRIAD) align with Business Line and Corporate direction, and are appropriate for the current economic cycle, to improve product line profitability.& &

The effective Risk Analyst must be able analyze current activities and compare those activities to established base-lines, while effectively presenting findings to Manager recommending appropriate solutions.

Basic Qualifications:

Bachelor's degree
4-5 years professional work experience in related field
4-5 years triad experience preferred

Other Information

SPECIFIC DUTIES/ACCOUNTABILITIES:

A. Development and Monitoring of Portfolio Strategies using Industry Standard Assumptions and Variables.
& & & & - Statistical analysis and reporting of strategy performance for each decision area.
& & & & & & & & & & & - Includes
& & & & - Credit Line Management Strategies
& & & & - Delinquent and Overlimit Collections Strategies
& & & & - Authorizations Management Strategies
& & & & - Reissue Management Strategies
& & & & - Pricing Strategies
& & & & - Statistical analysis and reporting of Champion/Challenger testing outcomes.
& & & & - Statistical analysis and stratification reporting by score bands and Channel

B. Monitoring of Strategy Performance as it Relates to Credit Policy.
& & & & - Analysis and comparison of portfolio and product performance with Retail and Commercial Loan Credit Policies.&

C. Development of Account Management at the Relationship Level
& & & & - Provide monthly "Risk Reporting" evaluating each strategies impact on monthly delinquency/charge-off and collection efforts.&
& & & & - Develop and incorporate Risk-Adjusted profitability reporting into the business workflow.
& & & & - Statistical analysis and validation of Strategy initiatives.& (Past and Current Strategy Outcomes)
& & & & - Facilitate strong working relationships with critical business line partners to match proposed strategies to business line direction, to insure desired risk-adjusted return.
& & & & & & & & & & & - Participate on retail pricing committee.
& & & & & & & & & & & - Management of TRIAD and Refreshed FICO Score databases.
& & & & - Statistical analysis on Relationship segmentation.

D. Development and Reporting of Contingency Planning Based on Forecasts and Macro Economics.& &

E. Other duties as assigned or requested

ADDITIONAL QUALIFICATIONS:

& & & & - Strong analytical skills
& & & & - Excellent written and verbal communication skills
& & & & - Detail oriented, organized, and self motivated.
& & & & - Insightful.
& & & & - PC skills, with an aptitude to expand.